Bills, handled. Receipts, kept. with Bill Payment.
Stop bouncing between apps. Ajo Cloud Bill Payment gives you a provider-neutral catalog of everyday bills — airtime, data, electricity, and more — with validation, reservation, and receipts for every transaction you make.
Bill Payment · Everyday bills, one app
- One
- place for everyday bills
- Receipts
- on every payment
- Audited
- full transaction history
Why Bill Payment
Thoughtfully built for trust
Pay in a few taps
Pick a provider, enter the details, validate, and pay. The flow is designed to be quick without ever skipping verification.
Receipts you can trust
Every successful payment produces a receipt. If a provider needs a reversal, it's processed and reconciled manually — and recorded.
History you can audit
Your transaction history shows every payment, reversal, and receipt, so you always know where your money went.
Provider-neutral by design
The catalog is provider-neutral, so adding new billers is straightforward — and you always see the terms before you pay.
How Bill Payment works
Simple from start to finish
Choose a bill
Browse the catalog — airtime, data, electricity, and more — and select the provider and plan you need.
Validate and pay
Enter your details, confirm the validated amount, and authorize the payment from your Ajo Cloud wallet.
Get your receipt
Your payment is recorded with a receipt immediately. Any provider reversal is reconciled and reflected in your history.
What you get with Bill Payment
- Provider-neutral catalog that grows over time
- Reservation prevents double-spending
- Manual reconciliation with clear status
- Receipts and audit history for every naira
Your community's savings,
finally in your pocket.
Join the waitlist and be the first to start your Ajo group when the app goes live.
Free to join · No card required · iOS & Android